One of the main guideline for our judiciary, “Its better to leave 100 criminals than to punish 1 innocent.” Dont’ you think this has been taken in wrong way or it has lead to wrong way? The core reason of increasing crime in India is just slow judiciary system. The liberal laws defined for crime in India is not affecting Indian society as much the slow system is doing. Thats’ also, but can be ignored right here.

Have you ever thought, why it is said that the child whose parents does not keep a strict eye on him, gets in spoil sport. Our elders generally say such. In our new and advanced generation where our elders are just said they are having old thoughts, we, actually, should never ignore phrases like this.

Lets fall into certain questions..

Why there used to be strict punishments in old day schools? 

All this was just to maintain discipline and righteousness among the growing minds.

Why a child did not dare to steal a penny from his father’s wallet, and even if he knew where the safe is?

Why a toddlers did not fight with each other, in those days?

Why a student kept his homeworks already done, and never copied it from a fellow, in the class?

Just because, “Ma datengi”, “Papa Marenge”, “Masterjee se Sticks Lagenge”.

This was the instant fear among them. Only this used to keep them away from small crimes.

Why a boy never used to tease a fellow girl in school?

Why a child never used to steal books from others bag?

All falls to the same answer…

But, when it comes to the real world, the so-called “Mummy, Papa, Teacher” are either missing or too slow to give punishment to thechild inside.

Today, a rapist has no fear of getting into jail, a murdered has no fear of getting sentenced to death, a corrupt officer has no fear of any legal action. Why, just because of our slow judicial system. If a rapist is even arrested, the next day he gets bail and then the case goes for ever. Both the sides visit the court for years and at last the poor victim has to leave the process after getting disappointed. What about the rapist? He made the crime, just visited jail for a couple of hours and that too in a very few cases and rest nothing… He lives as normal as everyone and searching for the next victim. Why would he fear? Take the example of Saudi Arabia. The rapist is hanged there and in some country, sex organs are cut for the rapist. Just think, if the judiciary is something like this, whether the rate of rape in India will go down, yes obviously, but very little. Why, because the decision will come even after natural death of the victim.

Then, obviously, there is need of speeding up the legal system. I am not blaming the judges, just I want to say that there is need of complete reform in our judicial system, in our judiciary, size of judiciary.

India in 2020 can not run properly with the system defined in 1950. There has to be some change, else this society cant’ be a safe a healthy place to live and develop.

Also, I would like to mention one quote “Prevention is better than cure”. Here, Cure is Judiciary and strict legal actions and Prevention is Education System and Grooming of Child’s intellect in the family. Rest, you can think, what should be done. Also, there used to be a word in news some years ago, and that was Lokpal Bill, but no idea where it went. Bollywood movies like Jolly LLB and sequels have tried to show what should be there in judiciary… but its still loading … !!

One of the important point to think, whether the decision of Farm Loan Waiver by BJP Government in UP is good or bad for UP and finally UP People and ultimately India???

There are several ways of thinking. What I am thinking is that, it should obviously be done, but taking several filters and limitations. Why and how according to me is detailed in the following para.

Farmers and Human Resource – Most important point, do you think all loans were really for farming purposes? Since, it is one of the cheapest loan, several people even having no farming land have taken loan on the name of farming. Next, loan should be given when due to some natural reasons, crops have been destroyed or anything like that. But, rarely there is any reason like that. Don’t you think it is making them more lazy to make effort. If the reason of crop loss is real and satisfactory, then obviously, loan should be waived off. If due to natural reasons, crop price fall, storage issues, etc, they were not able to repay the loan, then it is their right. Just waiving all the loan will obviously make them effortless which obviously is loss of Indian GDP and Indian Human Resource. Just take the example of Bihar. Here, every BPL family gets sufficient amount of serials to eat free of cost since last few years. The difference which came should be noticed with a very investigating eye. Earlier, they used to work in factories, agricultural fields, construction sites. Not all of them, but some of them are not doing anything now, just sitting idle because they are being fed by the free deliverables. It is obviously good as per their thought, but is it really making a healthy and resourceful India. No and never. If same here all loans are waived, why will they make effort, just take farming loan, make some excuse and sit on strike for loan waiver. Done and so easy for them, but who is getting benefited, no one. Neither those farmers, neither taxpayers, neither banks, neither GDP, neither Indian growth.

Banks – One of the main player of this game. On and average, SBI is major victim here. Mostly such loans are issued by SBI and its subsidiaries. What will happen to their reputation and their working. Loan has to be maintained with a good relationship between bank and customer. But, it totally disrupts the credit of banks. Now, firstly, the loan which now government has to pay is not credited directly and the shit which happens in functioning and records of banks takes a long time to settle.

Government – Now, the most important part, the final victim or the one most benefited. In one way, the government is in loss as it has to pay the total loan amount to banks which becomes a major percentage of total revenue. On the other hand, government uses it as a tool to win the election.

Now, the question comes, who got benefited and who is in loss. Whether, the one whose loan was waived is now in good condition. Whether their economic condition improved. Donation to beggars can never lead to their economic growth. As per RBI Ex-Governor, as per last fifty years, not a single farm loan waiving has lead to economic growth or well being condition of the farmers.

So, overall, we cant’ say that farm loan waiver should not be done, because if the natural reasons has led to the crop loss, then there is no any solution to the problem, loan should be waived off. But, in other cases, it has be done very carefully. Because, it is taking down the human resources and the economy of the farmers, banks, tax payers and ultimately the nation.